Affordable Health Coverage for Mothers and Families in Nigeria

At MIHEI, we know that navigating healthcare—especially during pregnancy, childbirth, and early motherhood—can be overwhelming. That’s why we’ve partnered with HMO company to bring you two reliable and affordable health plans, designed with women and families in mind.

Whether you're seeking basic coverage or a more comprehensive plan, we’ve got you covered.

Choose your plan

MIHEI Basic

Exciting Offer!
Regular Price: ₦35,000/yr
Special Discount: ₦32,000/yr
Limited to the first 100 enrollees!

Includes:

  • GP & specialist consultations (6/year)

  • Unlimited 24/7 virtual GP access

  • Lab tests, X-rays, ultrasound (maternal), ECG

  • Medications up to ₦80,000/year

  • Surgeries (up to ₦80,000; C-section not covered)

  • Hospital admission (7 days/year)

  • Ambulance (up to 4x/year)

  • ENT treatment, physiotherapy, family planning

  • Routine immunizations

  • Hospital Cash Benefit: ₦30,000 (max 4x/year)

    ✅ Healthy individuals, first-time enrollees, families on a budget, or those not currently pregnant.

MIHEI Standard

Exciting Offer!
Regular Price: ₦45,000/yr
Special Discount: ₦42,000/yr
Limited to the first 100 enrollees!

Everything in Basic, PLUS:

  • Specialist consultations (9/year)

  • Medications up to ₦100,000/year

  • Major surgeries including Caesarean section (up to ₦150,000)

  • Full maternity services: antenatal care, labour management, delivery

  • Postnatal checkup (6 weeks)

  • Newborn care (first 6 weeks)

  • New Mums Support Group (baby’s first year)

  • Male circumcision & ear piercing

    ✅ Ideal for Pregnant women, mothers expecting to deliver soon, or those needing full maternal care and extra flexibility.

Why We Created the MIHEI HMO Plan

At MIHEI, we believe that no woman should have to choose between her health and her finances, especially during pregnancy and childbirth. Yet in our 2024 needs assessment of over 1,000 perinatal women across Lagos State, only 10% reported having any form of health insurance. This means the vast majority of women are paying out-of-pocket or delaying care entirely, increasing the risk of complications and even loss of life.

We launched the MIHEI HMO Plan to change that.

Health insurance has been proven to increase access to timely antenatal care, safe delivery services, and postpartum follow-up, all of which are essential for saving lives and improving outcomes. Through our HMO packages, we are breaking down financial barriers and helping women, especially those in low-income communities, get the care they need without delay.

Our packages are designed to:

  • Reduce out-of-pocket spending

  • Connect women to affordable, quality healthcare providers

  • Integrate Birth Attendants into a supportive referral network

  • Ensure continuity of care from pregnancy through postpartum recovery

As part of our commitment to emergency readiness, we are proud to partner with Emergency Response Africa to provide reliable ambulance services as part of select HMO packages. This ensures that women experiencing complications can access urgent care quickly and safely, no matter where they are.

This is more than just a healthcare plan. It’s a step toward health equity, built on real data, real needs, and a real commitment to mothers and babies in Nigeria.

Our Partners: